CategoryBusiness

5 Tips to Choose the Right Gas Flow Meter

It is great to have choices but it may be overwhelming to have too many choices. Opting for the right type of gas flow meter is important for business operations and processes. Typically, measurement professionals use gas flow meters on a regular basis for different applications. Therefore, if you are going to make a choice, make sure you understand the basics first. Given below are some important things to keep in mind when making this purchase.

1. Type

Today, different types of gas flow meters are available in the market. Based on your needs, purpose, and application, you can choose the right type. You may want to consider the gas properties that will pass through the meter as well. In fact, this is the most important factor that you may want to keep in mind.

This will help you create a shortlist of devices that may help you meet your needs for years to come. For assistance, you can consult a professional as well. They will guide you much better.

2. Use

Typically, e gas flow meter has multiple uses. Therefore, you may want to know the purpose for which you are going to buy this meter. For example, you may consider the temperatures, gas type, and turndown ratio, just to name of you.

3. Chemical Compatibility

Make sure that the material of the meter can support the chemical properties of the gas. The reason is that some materials may have an impact on the durability of the matter. If the material is low quality, it may not be able to work properly over the long haul.

What you need to do is test the material to make sure it won’t cause any problem in the future. After all, you don’t want to get in any trouble just because you want to save a few dollars.

4. Price

Usually, the price of the gas flow meter is considered when making this purchase. It is not a good idea to go for an inexpensive device as it may cost you a lot of money in the future.

So, it is not a good idea to consider the short term savings. The reason is that cheap gas flow meters may not be high quality. On the other hand, if you spend a bit more and get a better quality product, it will be cost-effective in the future.

5. Durability

Make sure that the gas flow meter you are going to buy can stand the test of time. You may ask the seller about the failure rate of the device. The longevity of the device is a factor that may increase or decrease the price of the product.

All these steps will make it easier for you to buy the right product, make sure you get in touch with the professionals to choose the best product to meet your needs. Spending a bit more is a great idea if you want to buy a gas flow meter that can last several years without any problem.


Surety Bond Quacks Like a Duck

Isn’t that a great expression? “If it looks like a duck, swims like a duck… “

This article is about a problem we see often: Cases where the type of surety bond was not correctly identified, wrong app was used, time wasted, etc. It happened again this past week:

The agent called us with a performance bond need, about $10,000. They has used a short form application and sent it to another surety that rejected it. The reason given “the applicant was the principal.” The applicant is always the principal, so this didn’t help. We dug deeper.

The client and agent thought they needed a performance (P&P) bond, but we quickly identified it as a Site Bond – most sureties don’t do them. Let’s go through the key questions and characteristics that make it easy to recognize a site bond when it quacks.

Quick Primer:

A Performance and Payment bond guarantees a construction contract in which the Applicant / Principal is paid by the Obligee to perform the work.

Site Bond are written with the city or township as Obligee, guaranteeing that a developer or property owner will build required “public improvements” at their own expense, then dedicate them to the township.

Here are three key questions to get you on the right track:

Q. Who is the Obligee that is requiring the bond?

A. On site bonds, it is always the township or city whose planning board has approved the project.

Q. Is there a construction contract?

A. On site bonds there is no contract between the township and the property owner or contractor. On P&P bonds there is always a contract between the principal and the obligee.

Q. How did the need for the bond arise?

A. On site bonds, the township or township engineer writes to the property owner describing the need for the bond, the work it will cover “public improvements” and the dollar value. On P&P Bonds there are written specifications (requirements) and a construction contract.

Another clue that helped us quack, I mean crack, this case was the low dollar amount. You could get site bonds for less than $5,000 but it would be extremely rare to go that low on a P&P bond.

So now when one lands on your desk, you’ll recognize it. Any of your commercial clients could need one when they upgrade or modify their property. The next question is to choose a market. Most sureties don’t write them – that’s a problem.


Structured Settlements Calculator

Structured settlement is an approach that you can use to pay compensation to a customer in periodic interval.

As a claimant, you have to agree on some aspects such as the period and amount with the defendant beforehand and vice versa. This type of settlement entails various benefits for the defendant as well as the claimant. Generally, you can create the payment by buying one or more annuities. In the period that the victim has decided, this will guarantee future payment to him/her.

You can locate the rules of this type of settlement in the federal and state levels. On the nation’s disability right organization including American Association of People and Disabilities, these rules have also been sanctioned by many. The structured calculator can be used in calculating the amount of settlement to be received in this manner.

Importance of a structured settlements calculator

· It will help you get an approximation of how much your structured settlement is really worth

The approach is constantly dependable and trustworthy. These aspects will actually assist you adopt a structured calculator or annuity buyouts principally. To provide you with an estimate, the calculator does need a lot of information. As the user, you should provide and entre in the calculator the year in which the payment began. Also, you are required to give the year the payment is projected to come to come to an end. Furthermore, you need to provide information about the amount of payment per month and frequency of payment.

· The structured settlement calculator assist in recognizing the rate of discount that people get.

What is required is for you to enter the amount of money that you would like obtain or rather the sum that you were offered, and your present type of payment stream. The claimant, as well as the defendant, both, benefit from structured settlement when it comes to evading charge of the lawsuit and tax benefit. As a victim, it essential for you to have cash as and every time it is needed. The aim of starting this type of settlement was to stop claimants from spending all their money at once and lack any savings to help them get through a difficult period and in this way, it benefits the claimant.

· The website containing the structured settlement calculator has the capacity to give you a no-obligation quote that is dependable after receiving the cash pay-out estimate.

It is important for you to note that the calculator does not necessitate the current rate of the structured settlement. What you need to do to get a free quote is provide your name, all the pertinent information about the structured settlement and contact details such as email address and phone number. The structured settlement calculator is not entirely accurate even if it has the aptitude of providing the value or whether lump-sum buyout is meaningful or not. There exist several aspects which encompass whether there has been an increase in payments amounts over time, whether sale of payments has been occurring and quantity of the remaining amount.


The Lightning Network Developer

The lightning network is a layer that exists on top of bitcoin. It is the latest invention being rolled out by the bitcoin community. This layer can be used as a payment protocol. This is made possible by the ability to transport its value through people. Clearly, bitcoin will be made both a transport layer and an application layer.

The lightning network has been applauded by many due to its potential to solve bitcoin scalability problem. It achieves this by enabling transactions between participating nodes. Also, concerns have been raised unto the legibility and importance of training people on the use cryptocurrency. It is argued that the training would go a long way into ensuring that those who take part in the crypto world are well informed of its activities. On that basis, COINBASE is a platform that recruits and trains merchants and consumers on the use of cryptocurrency. This article offers you information about recruitment on the lightning network, a layer on top of bitcoin.

The activities of coinbase include the selling and buying of cryptocurrencies. They also involve offering of secure storage. Since the lightning network is a new feature within the crypto world, it is important for all interested parties to grasp good knowledge about its operations. The network features a system known as peer-to-peer which has the ability to make micropayments. Essentially, the peer-to-peer system operates with digital cryptocurrency through a network of channels without leaving funds in the custody of third parties. Also important to note is that the lightning network is primarily built on payment channels. This was an idea borrowed from Satoshi Nakamoto, founder of bitcoin.

How the network functions

The network functions by allowing two people to put some bitcoins in a multisig address. This is followed by signing of transactions by the parties. These transactions have ability to alter the amount of bitcoins for which each party can redeem. However, either party has the ability to close the payment channel at any given time. The last-signed transaction containing the most updated balances for both parties is broadcasted and added into the bitcoin blockchain. The bitcoin block chain is a continuously growing list of records which are linked and secured using cryptography. This list is called blocks. Also notable is that a block chain is an open, distributed ledger which can be used to record transactions between two parties in a manner that is verifiable and permanent.

The lightning network developer effectively allows users to directly transact business, without broadcasting. Clearly, the operations are quite secretive since they aren’t broadcasted. This method has been found by many to save time spent during the transactions. At the same time the method has been applauded for avoiding expenses that are associated with the blockchain.

As the current trends in business unfold, it becomes clear that more people are interested in cryptocurrency. This is a reasonable trend no doubt because the coins’ worth is estimated to be on the rise. Real and solid knowledge of the currencies would be of great value if acquired before joining those already in the crypto world.


3 Tips For Buying Land and Building a House to Sell

“Sell Your House Fast in The Bronx, NY. Call Today and get an Immediate Cash Offer!
we will buy your House for Cash in The Bronx New York… don’t wait months for a realtor to sell your House. Call or Text us today and we will make you an offer within 24 hours! – 347 685 9317
Selling your house with a realtor can get quite overwhelming and stressful. We hear you asking “how to sell a house fast” or “I need to sell my house fast Bronx, NY.” We buy houses for cash and take care of everything for you. You don’t need to waste a lot of time and energy listing your house with a realtor, only for the deal to fall through last minute. We specialize in quick house sales in The Bronx and surrounding areas and ensure that we buy your house in 14 days or less.

As a homeowner, it is never easy to sell a house, a house that you have probably spent considerable amount of time and energy. There are various steps to selling a house by owner the regular way, which includes:

Getting the home repaired and cleaning the house.
Having a complete and thorough maintenance check completed.
Taking care of all the inspection details.
Listing a quick house sale Bronx for cash.
Listing your house with a realtor. Ugh!
Having multiple buyers visit your home to see it before actually finalizing anything.
Waiting for the prospective buyer to actually buy your house.
Negotiating the market rate, which can fluctuate.
The list goes on and on and on and you will wonder “how to sell your house quickly?” We Have the Answer! We will Buy Your House in 14 days or Less in “as-is” condition and will pay you in cash. You don’t have to worry about renovating, repairing or having any inspections done. And the best thing is we will take care of ALL the paperwork for you to sell your house quickly in The Bronx NY.

We buy houses Bronx, NY and help property owners like yourself to overcome the stress and strain of selling your home. We understand that selling a home is never an easy decision and it could be rooted with multiple reasons like- Divorce, Death, Relocation, Unable to pay mortgage, etc. We don’t have to know all the details and and never judge anyone. We’ll just offer you a fair cash price to buy your home in The Bronx “As Is.”

More reasons to choose when asking yourself how to sell a house fast in The Bronx, NY:

Avoid stressful paperwork- There is always a lot of paperwork involved when you want to sell a house fast. We simplify this entire process and make it extremely easy and facilitate a quick house sale in The Bronx, NY.
Repairs- You do not need to repair or renovate your house or even clean it up for that matter! We buy houses in “As Is” condition and do not put you through the stress and strain of running around and chasing contractors to get work completed!
Foreclosure – If you have have had a loss of income through loss of job or divorce you may not be in a position to pay your mortgage. Even if you list your house it can take months to sell and it may still go into foreclosure before there is an actual buyer.
We can help you if your house is in any condition and in ant part of The Bronx, NY. And we will close in your time frame, when YOU are ready!
We are your quickest way to sell a house. Whatever condition, whatever location, We Buy Houses in Queens, Brooklyn, Manhattan, Staten Island, Westchester County, Rockland County, Putnam County & Long Island, NY. Call Now and get an absolutely hassle-free, all cash quote within 24 hours. Call or Text us to help you sell a house quickly in Bronx, NY today! – 347 685 9317 – You’ll be happy you called 🙂

A Guide on Cleaning Tough Carpet Stains

The carpet is an integral part of your home. It goes without saying that you will want to preserve it in good condition for as long as possible, considering you have paid good money for it. The dust and debris that end up within the fibres are perhaps the least of your worries. Sometimes there are tough stains that end up on the carpet, and it is then that your cleaning skills will be put to the test.

Dealing with stains is no easy task, especially if you don’t know the basics. For instance, you may think that you should clean a stain the next morning, while in reality, waiting will often make the stain permanent. You always have to blot the stain, not scrub it. The former will soak up the liquid, while the latter will make it set even deeper within the fibres. If you find yourself facing a difficult stain, you can use a specialised product, but beware! Using the wrong solution can not only make the stain permanent but also harm your carpet otherwise.

Now that you know a few of the basics, you can tackle a few particular tough stains:
Rust – the reason why rust stains are so difficult to remove is that they have a rather unique chemical composition. Due to the iron oxide inside, some cleaning solutions can actually help set the stain within the fibres. That is why it is essential to use a cleaning product designed specifically for rust stains. You can get the best stains when you mix such a solution with lemon juice. First, apply the cleaner onto the stained area, and then wet the area with a sponge. Next, add the lemon juice over the stain, and cover with salt. Let it sit like that for about 24 hours and then rinse. If the stain is still present, you may have to repeat a few times.

Shoe polish – the sticky residue of shoe polish can be rather unsightly. To remove it, you first need to scrape off the excess. Sponge with water and a carpet stain remover. As soon as you notice the sponge picking up the stain remover, be sure to rinse it. Continue doing this until you see the stain fading.

Oil stains – cooking sometimes results in an oily stain on the carpet. Thankfully, it is not difficult to clean these. First, you have to blot the excess with a paper towel. Next, you pour some rubbing alcohol and blot some more. If that doesn’t remove the stain, you should mix a little dishwashing liquid with water and sponge directly. Rinse when you are done.

Remove ink from the carpet – to clear black ink from the carpet, you must first dab with a dry cloth to remove excess ink. Apply some alcohol to a rag and blot again. The purpose of alcohol is to bond with the ink and loosen it up. Alternatively, you can try using salt. Cover with a layer of salt and let it sit for 8 hours. Vacuum the area after that.


5 Mistakes That Make Your Oven Difficult to Clean

Cleaning the oven sure is a pain. There is grease all over it, splatters and generally unsightly stains on the interior that make you frown just by thinking about it. It is no surprise that so many people hate the chore. It is okay to feel like postponing oven cleaning, but it is not okay to make it more difficult than it needs to be by making certain mistakes. In the following article, you will find out what common mistakes people make that contribute to more increased difficulty in oven cleaning.

You never use a liner – have you ever heard the saying that prevention is better than the cure? It applies in full force to the oven cleaning chore. By preventing the oven from becoming a mess in the first place, you are essentially saving yourself a ton of effort. A straightforward way of doing this is to start using a liner. This is a non-sticking sheet, which you can place on the oven floor whenever you are cooking something. That way you will never have to clean the oven floor again, as the sheet will catch drips and spills.

You never use cooking bags – one more thing you should not forget to do in regards to mess prevention is to use cooking bags. Whether you are doing fish, vegetables or roast in the oven, you can put the food in a bag. That way it will not send off greasy spills all over the oven interior and make cleaning of the appliance much easier.
You leave a mess for too long – this is a big mistake, because the longer you leave burnt-on debris inside the oven, the harder they become to remove. What you should do is get in the habit of doing a quick wipe after the oven has had time to cool off.

That way you will hardly ever need to invest much time cleaning accumulated grime.
You don’t clean the shelves – the walls and floor of the oven aren’t the only areas you need to clean. The shelves often accumulate stains and become quite nasty over time, and it is a mistake to ignore them. What you can do is put them in the sink or bathtub to soak. Use a cleaning solution of your choice to give them a good scrub once the gunk has softened. It is an easy way to ensure this part of the oven is clean and shiny.

You don’t clean the glass door – as you open the oven door, you will sometimes forget to clean it. That is until you have to check on how your dish is doing the next time you cook, and you only see smudges and stains. One of the best ways to clean the oven glass is to scrape off any burnt-on debris gently. You can then use baking soda and water to deal with the remaining spoils.

As you can see, there are plenty of mistakes that you can make in regards to oven cleaning. All of them make the chore more difficult and so you really should aim to avoid them.

Bond Underwriting Challenge

This is a real case that was handled by our surety bond experts… a doozie! See what you can make of it.

The facts:

  • This is a Performance Bond request for a multi-million dollar subcontract
  • The applicant / principal is a long established company
  • They have successfully completed similar sized projects
  • The company has a modest net worth, but is on a profitable trend. Ratios are OK.
  • Personal financial statements of the stockholders add more net worth to the picture
  • The company is owned by a father and son. Son is the primary stockholder.
  • We noted their SS numbers are only a few digits apart
  • Father has a substantial net worth. Son has a small net worth as indicated on his personal statement.
  • The applicant has started the subcontract
  • The GC / obligee has a mandatory bond form – very tough. It effectively makes it a forfeiture bond (obligee completes the job and sends you the bill.)
  • Father has a living trust
  • Son also indicated he has a trust

A lot of moving parts. What are the issues?

  1. Low company net worth. Too low for the size bond requested.
  2. “Close” SS numbers imply these individuals are immigrants (received SS numbers at about the same time). Are they U.S. citizens?
  3. Started subcontract. Why were they allowed to start without a bond? Degree of completion? Work acceptable? Bills paid? On schedule?
  4. Do we want to write a forfeiture bond form (financial guarantee?)
  5. What assets are in the trusts? Can they give indemnity? Will we rely on the indemnity of a trust?

– Think of your possible solutions –

Here is the approach crafted by our underwriters:

  1. Low company net worth. We do not prefer to require collateral because it may be counter-productive, making it harder for the client to complete the project. Instead, the client agreed to add capital to the company – an investment in their future. The funds could be a subordinated stockholder loan, or a stronger method: Additional Paid-in Capital. The latter is more permanent and therefore desirable. The client agreed to permanent capital that would be verified in writing by their CPA and supported by a current interim balance sheet.
  2. Close SS numbers. Why would we inquire about anyone with a social security number? It is because the number itself does not prove citizenship – nor does the filing of a US tax return. Non-citizens authorized to work in the U.S. can get a SS#. “Tax residents” are permanent residents and green card holders who are non-citizens required to pay U.S. taxes. All sureties are cautious when taking the personal indemnity of a non-citizen. They may easily flee the country to avoid their obligations. On this account we determined the father and son were immigrants as we suspected, and naturalized U.S. citizens.
  3. Started subcontract. This would be clarified by obtaining our All’s Right Letter from the obligee, stating the relevant facts on the project (degree of completion, on time, no problems, etc.)
  4. Bad bond form. We had previous dealings with this major GC and negotiated a bond modification that made the bond operate more normally. They agreed to use the bond mod again.
  5. Trusts. It turned out there was only one trust. The son was the beneficiary of the fathers trust, no separate trust of his own. A review of the father’s trust showed it was not prohibited from signing the indemnity agreement. However, living trusts are revocable, meaning the terms can be changed and assets moved out – making them unreliable indemnitors. And it contained the single most important asset, the father’s residence. How to overcome this last obstacle? Our solution: We will place a lien on the property giving us access regardless of changes in the trust.


What Video Games Thought Me About Business

Yes, I’m a gamer. I’ve been playing since Pong was released, when Pac Man and Donkey Kong changed the world, and “Tom Sawyer” by Rush became the video gamer’s anthem. Even today, video games have taught me a lot about succeeding in today’s business world.

Let me start with one of the basics: Every video game is either a puzzle to solve or a variation on chess. Some games are both, like the Assassin’s Creed series. Like in the real world, you look for the best way to accomplish mission goals while planning for the future. When your kid (or you) plays Fortnite, players look for resources (the today) that will help them survive later in the game (strategy).

The team option in Fortnite is a great example of collaboration and cooperation. A lone player will have a difficult time surviving. A team-up with another player makes it easier to win. Players can trade resources and weapons, protect each other, and build forts together. Similar to what each of us does every day in the professional world. Well, not forts, but we build our businesses together. We buy supplies, create trading partners, and form alliances to everyone’s benefit.

Of course, some relationships require a little negotiating. You and the other person each want something whether it’s a simple purchase or a more grandiose venture. The games like Monopoly and Fallout teaches negotiation skills. We listen to the other person for shared interests, leave emotion out of the discussion, and look for alternatives for both to reach their goal. Everyone happy means more opportunities in the future.

Knowing all of the above will not prevent the unexpected. A zombie can jump from the shadows or an opponent perched on a roof top can spoil your game. A computer crash, power outage, or sick employee can happen just as unexpectedly. Bad things happen to good people. Are you prepared for whatever life tosses at you?

Lastly, another one of the basics: Enjoy yourself. Each of us spends a lot of hours working. Some days are great and others not so much, but the passion should always be there. If not, it’s a sign you either need a break or a change. I hope your life is filled with as much happiness, joy, and accomplishment as you can handle.


Here Is Your Affiliate Marketing Check List

Affiliate marketing is a way for a merchant to partner with independent marketers and pay them commissions for promoting his/her products or services.

When you sign up for an Affiliate Program, normally they cost nothing to join, you will be allocated

a special link (That is your Affiliate Link) for that product or service. This is a link or code that will help you and the merchant track the number of clicks and purchases and of course it tells the merchant who should be paid commissions.

To set up and start an affiliate marketing business you will have to decide what will be suitable for you as a way to promote.

Is it via a website,a blog,social networks or perhaps You Tube?

My recommendation is either a website or blog. On your blog or your site you can write permanent posts and pages that contain affiliate links.

On your blog or website you will be describing,reviewing,recommending and making clear the advantages of buying the product or services that you are promoting. Whatever you write,somewhere within the text needs to be your affiliate link so that when anybody thinking of making a purchase clicks on that link and buys it is your affiliate details that are provided to the merchant thereby enabling your commission payment.

You now need to get people to read what you have written on your website or blog, you get traffic to the site, attract visitors.

A lot of people when they are first starting do not know what to say to secure an audience.

If you write content in a way that gives useful information to your readers and that describes the products in an appealing way they are more likely to want to buy them. The more specific and reliable content that you are able to produce the more interest you are creating.

Interest builds you a following and that often converts to buyers then before you know it, you’re earning money for every visitor that clicks on your affiliate link and buys a product or a service that you promote.

You will be wise to build yourself an email list so that you use e-mail marketing to further connect with your audience and inform them of your new content and offers.

Building your email list is yet another subject and there are many strategies that need to be explored in detail.

Advice on this can be found all across the internet.


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